Members - Banks - General Members



Caribbean Commercial Bank (Anguilla) Ltd. 
Managing Director: TBA
PO Box 23, 1 St Mary’s Street, The Valley, ANGUILLA
Tel: (264) 497 2571/3, Fax: (264) 497 3570

Incorporated under the Laws of Anguilla since November 1976, Caribbean Commercial Bank (Anguilla) Ltd, a private and locally owned institution, has operated with the single commitment to meet and exceed the financial needs of the Anguillian community. For several years and ongoing, it has proudly done so under the theme “Banking for My Life”. This commitment is true within the organisation as it provides high quality financial services through well-trained, motivated and rewarded staff. The Bank, with a staff compliment of (53) employees has more than 150 years of combined managerial experience and continues to be a pillar of strength in the community through meaningful participation in its social and economic development. As at October 31, 2012, the Bank’s audited asset base was XCD$760.8 million.

National Bank of Anguilla Ltd. 
Chief Executive Officer: TBA
PO Box 44, The Valley, ANGUILLA
Tel: (264) 497 2101/4, Fax: (264) 497 3310

Established in 1985, with the purchase of the Anguilla operations of Bank of America, National Bank of Anguilla Ltd (NBA) is a publicly owned company offering residents a variety of personal and commercial banking products and services. It operates from (2) branches and has a staff complement of (131). National Bank of Anguilla Ltd currently has (12) ATM’s including (1) Mobile ATM, the largest network on the island. In terms of market share NBA is the largest commercial bank operating in Anguilla. Its wholly owned subsidiary NBA (Private Banking & Trust) Ltd, incorporated to provide Offshore Financial Services on Anguilla to non-resident clients, became fully operational in April 2005. NBA is "Committed to achieve excellence in financial services through skilled and dedicated management and staff for the benefit of customers, shareholders and the community." Its audited asset base was US$412.15 million as at March 2008.

Antigua & Barbuda

Antigua Commercial Bank
General Manager: Mr. Gladston S. Joseph
CAB Rep: Mrs. Denise Armstrong
Assistant General Manager – Credit and Control
Thames & St. Mary's Streets, PO Box 95
St. John's, ANTIGUA
Tel: (268) 481 4200/1/2/3, Fax: (268) 481 4229

Antigua Commercial Bank (ACB) was incorporated in 1955 with a share capital of EC$100,000. It is the country's first indigenous bank and public company. ACB is well known for its role in assisting local entrepreneurs, small business owners and the youth of Antigua and Barbuda. Its subsidiary, ACB Mortgage & Trust Co. Ltd., is the largest indigenous provider of mortgage finance on the island. ACB aims "to be the leading financial and related services provider by exceeding its stakeholders’ expectations through exemplary service, innovative products and adapting to an everchanging environment." The Bank operates (3) branches and (2) agencies and has (10) Automated Teller Machines, the largest network of ATMs on the island. ACB has a staff complement of (115), and is one of the largest indigenous commercial banks in Antigua & Barbuda, with an audited asset base of US$339 million as at September 30, 2012.

Caribbean Union Bank Ltd.
General Manager: Mrs. Karen Harris-Quiland (Ag)
PO Box W2010, Friars Hill Road, St John’s, ANTIGUA
Tel: (268) 481 8272, Fax: (268) 481 8291

Caribbean Union Bank Ltd. was incorporated in August 2004 and granted a Banking license in September 2005. The Bank operates from (2) branches, one at its Friars Hill address where it also has (2) ATMs on site and (1) at Jolly Harbour, and (1) at Mount St .John Medical Centre. CUB has (31) staff and its mission is to “Embrace the vision of a unified Caribbean economy and strive for excellence in financial services to support regional development and create Caribbean wealth. We will be renowned for our passionate pursuit of service levels that consistently exceed our customers' expectations through a combination of our indigenous skills and the innovative use of modern technology. We will enhance shareholder value and the well being of our employees and community.” The Bank offers financial services to both personal and corporate entities and as at September 2010 had an audited asset base of US$52,142,851 million.

Eastern Caribbean Amalgamated Bank Ltd.
General Manager: Mr. Michael Spencer
1000 Airport Boulevard, Coolidge, P.O. Box 315, Antigua
Tel: (268) 480 5300, Fax: (268) 480 5433

Eastern Caribbean Amalgamated Bank Limited (ECAB) is a full service commercial bank located in Antigua and Barbuda offering banking products and services to individual and business clients within Antigua and Barbuda, across the
region and beyond.

ECAB provides service to a broad-based clientele from (3) convenient branches, strategically located throughout the island. With headquarters located in Coolidge, near the airport, and branches in downtown St. John's and Nelson’s Dockyard in English Harbor, ECAB has the largest network of branches operated on the island. Our customer focused business model is continually reinforced through staff training and development to ensure the delivery of superior customer service and the ability to effectively and efficiently manage customer relationships with individual and corporate banking clients.

Owned by a consortium of regional institutions, ECAB is an extraordinary financial institution symbolising the strength and determination of the Caribbean people and determination to safeguard the stability of our Indigenous Banking System.

Global Bank of Commerce Ltd.
Chairman and CEO: Mr. Brian Stuart-Young
Global Commerce Centre,
Old Parham Road, P O Box W1803
St. John's, ANTIGUA
Tel: (268) 480 2329, Fax: (268) 480 3321

Global Bank of Commerce Ltd is a locally owned and operated institution licensed since 1983, and is considered the “grandfather” of international financial services in Antigua. It offers demand deposits, savings accounts and certificates of deposit with bi-lingual (English/Spanish) client relations management services; provides banking services to international businesses involved in tourism and real estate developments; promotes wealth management products and services ; and supports clients with 24/7 online access to their accounts in USD, EURO, GBP and CDN currencies. Its management and staff are committed to delivering a most pleasurable banking experience to clients, and place customer satisfaction as their highest priority. It securely hosts strong technology driven services within its own data and processing centre, including internet banking, mobile banking, electronic commerce facilities and card services provided under its Visa membership, as well as mobile payments. It is a global provider of branded card services operating in over 100 countries, with an in-house global payment and processing platform for Internet-enabled client programmes. Its subsidiary, Global Processing Centre, Ltd. is PCI compliant and Visa certified as an EFT processor able to process ATM, POS and Ecommerce acquiring and card issuing for other financial institutions. The Bank embraces


Commonwealth Bank of Bahamas Ltd & Bank of Bahamas Ltd


Republic Bank (Barbados) Ltd.
Managing Director & CEO: Mr. Ian De Souza
Independence Square, PO Box 1002, Bridgetown,
Tel: (246) 431 5907;
Fax: (246) 429 2606
Republic Bank (Barbados) Limited, formerly Barbados National Bank Inc. was established in March 1978 following an amalgamation of three government owned financial institutions, namely Barbados Savings Bank which dates back to 1852, Sugar Industry Agricultural Bank and the National Housing Corporation (Public Officers Housing Loan Fund). In April 1978, the bank acquired the assets of Bank of America in Barbados. Following partial privatisation of the bank in 2000, the Government of Barbados sold 57% of its shareholding to Republic Bank Limited, Trinidad & Tobago. In 2003, Republic acquired additional shares to increase its shareholding to 65.13%. In 2013, Republic Bank acquired the remaining minority shares to increase its shareholding to the full 100%. The bank was officially rebranded as Republic Bank (Barbados) Limited in 2012. The bank has a staff complement in excess of (500) with its headquarters located at Independence Square, Bridgetown. Republic operates (10) branches strategically positioned across the island with two branches in the island’s capital Bridgetown as well as an extensive ATM network with (23) locations island-wide. The bank has one subsidiary – Republic Finance & Trust (Barbados) Corporation. Republic Bank’s vision is “To be the Caribbean Financial Institution of choice for our staff, customers and shareholders. We set the standard of excellence in customer satisfaction, employee engagement, social responsibility and shareholder value while building successful societies.” Its mission is “To provide Personalised, Efficient and competitively priced Financial Services and to Implement Sound Policies which will redound to the benefit of our Customers, Staff, Shareholders and the Communities we serve.” The bank’s core values are Customer Focus, Respect for the Individual, Integrity, Professionalism and Results Orientation. Republic Bank (Barbados) Limited is one of the largest banks in Barbados and as at September2013 had an asset base of US$1.13 billion.
Capita Financial Services Inc.
President & CEO: Mr. Paul Maxwell
Walrond Street
Bridgetown, BARBADOS
Tel: (246) 431 4716 Fax: (246) 426 6168

CAPITA FINANCIAL is full service provider of financial solutions operating in the islands of Barbados and St. Lucia. Capita has a dynamic and innovative team with years of experience in the provision of financial services.

Primary areas of business include financing for residential and commercial real estate, vehicle purchase and leasing and home equity loans. On the investment side, CAPITA offers long term fixed deposits at competitive rates. Additional services, including stock brokerage, insurance brokerage and Trustee services.

At CAPITA, the vision of superior customer service means that we are always working to ensure that the experience with us is convenient, easy and satisfactory. Our clients include, private individuals, insurance companies, credit unions, government statutory corporations and institutional investors.

The company, which was originally incorporated in May 1984 as the Caribbean Commercial Trust Company is now a subsidiary of Barbados Public Workers Co-operative Credit Union Limited, Barbados' largest Credit Union which has assets in excess of USD$400 million.

Our Vision

We will be the financial services provider of choice, operating in the global marketplace, renowned for innovation, outstanding performance and superior customer service.

Our Mission

We aim to be the leader in the provision of financial services, continuously striving to improve for the benefit of our customers, shareholders and employees.

Our Motto

Today, Tomorrow, Together

Caribbean Development Bank
(Honorary Member)
President: Dr. Warren Smith
Division Chief, Internal Audit Unit and Evaluation &
Oversight Division
PO Box 408, Wildey, St. Michael, BARBADOS
Tel. (246)431-1600,
Fax: (246)426-7269

The Caribbean Development Bank (CDB) is a regional financial institution which was established by an Agreement signed on October 18, 1969, in Kingston, Jamaica, and which entered into force on January 26, 1970. The Bank came into existence for the purpose of contributing to the harmonious economic growth and development of its member countries in the Caribbean and to promote economic cooperation and integration among them, having special and urgent regard to the needs of its less developed members in the region. Its core functions include: assisting the borrowing member countries (BMCs) to optimise the use of their resources, to develop their economies and to expand production and trade; promoting private and public investment, facilitating business activity and expansion; mobilising financial resources from both within and outside the region for development; providing technical assistance to its regional borrowing members; supporting regional and local financial institutions and a regional market for credit and savings and supporting and stimulating the development of capital markets in the region. Its Mission states “CDB intends to be the leading catalyst for development resources into the Region, working in an efficient, responsive and collaborative manner with its BMC's and other development partners towards the systematic reduction of poverty in its BMCs through social and economic development.” The Bank had total Ordinary Capital Resources assets of US$1,640.8, million as at December 31, 2012.

Signia Financial Group Inc.
Chief Executive Officer: Mr. Paul Ashby
1st Floor Carlisle House, Hincks Street
Bridgetown, BARBADOS
Tel: (246) 434 2360, Fax: (246) 434 0057
Signia Financial Group Inc is a banking and stock brokerage company owned by Cave Shepherd, Grace Kennedy and United Insurance. It provides a full range of retail and commercial banking services as well as stock brokerage and capital market services. The company is an authorised foreign exchange trader. The company has managed three take-over bids and two oversubscribed rights issues and has become a major player in the Retail and Commercial banking sector. Signia Financial is licensed under the Financial Institution Act and the Securities Act, 2001, and is regulated by the Central Bank of Barbados and the Securities Act, 2001. Signia Financial Group Inc. has a staff complement of (30) and an audited asset base of US$75 million as at September 2010.


The Belize Bank Limited
Executive Chairman: Lyndon Guiseppi
CAB Rep: Michael B Coye, Deputy Group Chief Financial
60 Market Square, P O Box 364, Belize City, BELIZE
The Belize Bank Limited commenced banking operations in Belize by purchasing the Royal Bank of Canada in April 1987. Registered under the Banks and Financial Institutions Act, the Belize Bank Limited is the largest full service commercial banking operation in Belize, providing a complete range of banking and financial services to both domestic and international customers.

The Bank’s mission is “to maximize value for individuals and businesses locally and internationally by providing quality and innovative financial services, nurturing long-lasting relationships and developing superior customer service.” The Belize Bank is well placed to provide high quality professional service through its countrywide network of (11) branches and more than (25) ATMs and a staff complement of (387) employees. Subsequently in 2006, a wholly owned subsidiary, Belize Bank International Limited, was established to better serve the Bank’s international customers. The Bank’s consolidated audited asset base as at year end March 2015 was US$494 million.

British Virgin Islands

National Bank of the Virgin Islands Limited
Ms. Joy N. Francis
Chief Executive Officer
P O Box 275, Wickham’s Cay I Road Town,
Tel: (284) 494 3737/8, Fax: (284) 494 3119
The National Bank of the Virgin Islands Limited (the “Bank”), formerly the Development Bank of the Virgin Islands Ltd., was incorporated on February 1, 2005 under the Companies Act, (Cap 285) and was subsequently re-registered under the BVI Business Companies Act, 2004, with an authorized share capital of US$15 million. The Bank opened its doors to the public in 1980 as a Statutory Corporation under the Development Bank of the Virgin Islands Ordinance, 1974. Effective April 1, 2005, the Development Bank of the Virgin Islands (Transfer of Assets & Liabilities) Act, 2004, and the Development Bank of the Virgin Islands (Transfer of Assets & Liabilities) Vesting Order 2005 came into force to facilitate a new direction for the institution.

The Bank now operates under a general banking licence, in accordance with the Banks and Trust Companies Act, 1990. Wholly owned by the Government of the Virgin Islands (U.K.), the Bank continues its transition from a purely developmental type institution into a commercial banking entity. In addition to facilitating deposit accounts, the Bank now offers commercial loans, residential mortgages, and other consumer loans. Having recently introduced online banking services, the Bank continues to expand its service channels and product offerings. The Bank currently operates from one (1) branch location in Road Town, Tortola, and as at December 31, 2014, was staffed by 49 employees, with an asset base of US$178 million.

Cayman Islands

Cayman Islands Development Bank
General Manager/CEO: Ms. Tracy Ebanks
PO Box 2576, 36B Dr. Roy's Drive,
Tel: (345) 949 7511,
Fax: (345) 949 6168
Cayman Islands Development Bank (CIDB), a statutory authority wholly owned by the Cayman Islands Government, was established in March 2002. The primary function of the Bank is to mobilise and provide financing for, as well as to promote and facilitate, the expansion and strengthening of the economic development of the Islands. As the islands' only development bank, CIDB’s role is to complement and supplement the activities of the local commercial banks. Lending is primarily focused on three key areas: small businesses, the housing sector and human resource development. The branch is staffed by (15) members. As at the end of the fiscal year, June 30, 2013, the total audited assets of the Bank stood at US$50 million.
Cayman National Bank Ltd.
President: Mr. Ormond A. Williams
200 Elgin Avenue, PO Box 1097 GT,
Grand Cayman KY1-1102 CAYMAN ISLANDS
Tel: (345) 949 4655,
Fax: (345) 949 7506
Cayman National Bank Ltd (CNB) is headquartered in one of the largest financial centres in the world, the Cayman Islands (CI). Cayman National Bank is the largest of six other wholly-owned subsidiaries of Cayman National Corporation Ltd., a publicly owned and traded Cayman company. The Bank’s mission is “Our business is satisfying our clients’ financial needs. We aspire to be known and preferred for our client focus, innovative products and services, passion for consistent high levels of service, being the best place to work and our ability to create economic value for our shareholders.” Cayman National Bank with its (7) Customer Service Centres and largest fleet of (20) ATMs and growing, is the only bank with a presence on all three islands comprising the Cayman Islands. For more than 40 years, the Cayman National Group of Companies has provided its customers with a full range of domestic and international financial services to meet their personal or business financial objectives; full service retail and corporate banking, online banking, investment services, trust services, company formation, administration and management, fund management and wealth management. The Group has also established itself as an integral part of the Cayman Islands, both in the community as well as in the financial arena. Cayman National also has operations in Dubai, and the Isle of Man. Cayman National Bank was voted 'Bank of the Year 2005, 2008 and 2012 in the Cayman Islands' by the Banker Magazine and also received the inaugural award of “Top Employer” from the Cayman Islands Society of Human Resource Professionals (CISHRP) in 2010. CNB has a staff complement of (231) and its audited asset base at September 2013 was US$1.086 million.
National Building Society (Cayman)
General Manager: Mr. Richard Dystant
29 Elgin Avenue, PO Box 504
Grand Cayman KY1-1106, CAYMAN ISLANDS
Tel: (345) 946 3030,
Fax: (345) 946 3031
The National Building Society of Cayman (NBSC) was established in the Cayman Islands in 1992. It is a subsidiary of Jamaica National Building Society, a leading Jamaican financial institution. NBSC provides home mortgages as well as savings and fixed deposit accounts. A Caymanian financial institution delighting local and international customers with a range of superior savings, loans, and other financial products and services, is its mission. The Society presently has a staff complement of (12) and as at Financial Year ended 31.3.2011 its asset base was US$59.8 million.


National Bank of Dominica Ltd.
General Manager: Mr. Ellingworth Edwards
64 Hillsborough Street, PO Box 271, Roseau, DOMINICA
Tel: (767) 255 2300,
Fax: (767) 448 3982

National Bank of Dominica Ltd. (NBD) began operations in March 1978 as National Commercial & Development Bank. In December 2003, the Bank privatized its holdings and became National Bank of Dominica Ltd. NBD earned a reputation of being innovative and product savvy, delivering a wide portfolio of loan and deposit instruments to its customers. It was among the first in the region to offer an International Debit Card on a Visa platform and Mobile Banking. NBD currently operates out of five (5) locations with a staff compliment of 142 and has 20 ATMs at 14 locations across the island, making it the largest bank in Dominica. The Bank aims to provide high quality wealth creating solutions for customers at home, in the wider Caribbean and beyond. NBD manages assets in excess of 40% of the local banking industry and as one of the leading emerging financial institutions in the OECS; NBD had an asset audited base of US$379 million as at June 2015.

AID Bank and Commonwealth Bank Ltd


Grenada Co-operative Bank Ltd.
Managing Director: Mr. Richard W. Duncan
# 8 Church Street, PO Box 135, St. George's, GRENADA
Tel: (473) 440 2111 EXT 6222,
Fax: (473) 440 6600

Grenada Co-operative Bank Limited, often referred to as “Co-op Bank”, was established in 1932 out of a dire need for a bank that could provide service to the working class and the small business owners. Seizing the opportunity, the Bank began operations from a single unit in St. George's. Today, the bank has over (160) members of staff offering a full range of commercial services at (5) Retail Banking Units and (10) ATMs and through its Banking service. Grenada Co-operative Bank Limited aims “To be the leading Grenadian provider of high quality financial and related services to individuals and organisations in local and international markets, maximising benefits for all stakeholders." The bank recognises that when it comes to finances, a caring and understanding relationship is everything. As at September 2014 the audited asset base was US$242 million.

Republic Bank (Grenada) Ltd.
Managing Director: Mr Keith Johnson
Republic House, Grand Anse, PO Box 857,
St. George’s, GRENADA
Tel: (473) 444 2265,
Fax: (473) 444 5501

Republic Bank (Grenada) Limited, formerly The National Commercial Bank of Grenada Limited, was established in October 1979 with the first branch in Grenville, St. Andrew. During the ensuing decade the Bank expanded its network across the tri-island State of Grenada. A subsidiary of Trinidad-based parent company Republic Bank Limited since 1992, the Bank changed its name and re-branded in April 2006 when it adopted the Republic Bank brand. On June 25th 2008 the Bank became the first Grenadian corporation to list its shares on the Eastern Caribbean Securities Exchange (ECSE). The Bank is committed to providing personalised, efficient and competitively priced financial services and implementing sound policies that redound to the benefit of customers, staff and shareholders. It has a widedistribution channel which includes Internet Banking, Telephone Banking and (11) ATMs. The Bank has consistently received Good Corporate Citizen Awards, including the ECCB’s Best Corporate Citizen Award among commercial banks in the OECS in 2001, 2003, 2004, 2007, 2011 and 2013. Staffed by (240) employees, the Bank had an audited asset base of US$299.3 million as at September 2014.


Caribbean Community Secretariat (CARICOM)
(Honorary Member)
Secretary General: H.E Irwin LaRocque
CAB Rep: Mrs. Enid Bissember
Deputy Programme Manager, Economic Policy
P.O. Box 10827, Turkeyen,
Greater Georgetown, GUYANA
Tel: (592) 222 0001/75,
Fax: (592) 222 0171

In 1972, Commonwealth Caribbean leaders at the 7th Heads of Government Conference decided to transform the Caribbean Free Trade Association (CARIFTA) into a Common Market and establish the Caribbean Community, of
which the Common Market would be an integral part. The signing of the Treaty establishing the Caribbean Community, Chaguaramas, 4th July 1973, was a defining moment in the history of the Commonwealth Caribbean. Although a free-trade area had been established, CARIFTA did not provide for the free movement of labour and capital, or the coordination of agricultural, industrial and foreign policies. The Community has the following objectives:

  1. improved standards of living and work; 
  2. full employment of labour and other factors of production; 
  3. accelerated, coordinated and sustained economic development and convergence;
  4. expansion of trade and economic relations with third States; 
  5. enhanced levels of international competitiveness;
  6. organisation for increased production and productivity;
  7. the achievement of a greater measure of economic leverage and effectiveness of Member States in dealing with 3rd States, groups of States and entities of any description; 
  8. enhanced co-ordination of Member States' foreign economic policies; and
  9. enhanced functional cooperation.

Citizens Bank Guyana Inc.
Managing Director: Mr. Eton M. Chester BSc
201 Camp & Charlotte Streets, Lacytown,
Georgetown, GUYANA
Tel: (592) 226 1708/9,
Fax: (592) 227 8251

Citizens Bank Guyana Inc was incorporated in November 1993 and commenced business in November 1994 as a wholly owned subsidiary of Citizens Bank Jamaica Limited. The administrative office and main branch of Citizens Bank Guyana Inc is situated at Lot 201 Camp and Charlotte Streets, Lacytown, Georgetown. In September of 1996, Citizens Bank Jamaica Limited reduced its ownership of Citizens Bank Guyana Inc to 70% and in November of 1998, existing Guyanese shareholders acquired the remaining 70% shareholding in Citizens Bank Guyana Inc held by Citizens Bank Jamaica Limited. Banks DIH Limited, a company incorporated in Guyana, acquired sufficient additional shares to enable it to own 51% of the share capital of the Bank. Other major shareholders of the Bank are the Continental Agencies Limited 16.7% and the Hand-in-Hand Insurance Group with 16.5%. Sixty-nine shareholders including five employees hold the remaining 13.01%. The bank’s mission is “To attain Distinguished Leadership through a team of Professionals delivering Innovative, Superior Service to our Customers.” It is staffed by (82) employees and has (8) ATMs, located at convenient points around the capital, Georgetown and at each of its (4) branches located at Camp Street and Thirst Park, Georgetown, Parika, East Bank of Essequibo and Bartica, Essequibo River. The Bank had total assets of US$ 133.0 million as at September 30, 2010.

Guyana Bank for Trade and Industry Ltd.
Chief Executive Officer: Mr. John Tracey
CAB Rep: Mr. John Tracey
GBTI Corporate Office
High & Young Streets, Kingston
Georgetown, GUYANA
Tel: (592) 231-4400/08,
Fax: (592) 231-4411

Guyana Bank for Trade and Industry Ltd. has a rich and successful history that dates back to the establishment of the first commercial bank in British Guiana in 1836, and was part of the Barclays Bank network up to 1987 when Barclays sold their local operations to the Government of Guyana, and the Bank was renamed Guyana Bank for Trade and Industry Limited. In 1991, GBTI became a public company and now has over 1,800 shareholders, including a majority shareholder. GBTI provides an extensive range of services to its corporate and individual clients through its (13) countrywide branches staffed by (502) employees. A range of business and investment accounts cater to individuals and the business community, and financing is offered under the GBTI Quality Lifestyle and Commercial Loan Plans. The Bank also provides international business services such as money transfer, bills for collection, bills discounting, and pre-export financing; and technology-based services such as Visa Prepaid & Credit Cards, Web Banking, Mobile Banking and Debit Cards for its network of (20) ATMs and over (150) POS Terminals located throughout the country. The Bank has built up a reputation for innovative, efficient and quality service to its customers and embraces its responsibility as a good corporate citizen through its varied and sustained nation building contributions. The Bank has market share of 24% in assets, 24% in deposits, and 23% in lending. GBTI is the second-largest commercial bank in Guyana, with an audited asset base of US$455 million at December 2014.

Hand-in-Hand Trust Corporation Inc.
General Manager /Director: Mr. Hewley Nelson
62-63 Middle Street, PO Box 10569, North
Georgetown, GUYANA
Tel: (592) 227 1772,
Fax: (592) 226 9971

Hand-in-Hand Trust Corporation Inc., formerly GNCB Trust Corporation Inc., was incorporated in 1971 as a wholly owned subsidiary of the Guyana National Cooperative Bank Ltd. In 1977. It was re- incorporated as a public company but later privatised and the principal shareholder is the Hand-in-Hand Group of Companies. The Trust Corporation has (46) employees and it is the largest fund manager in Guyana with an audited asset base of US$ 32.9 million as at 31st December, 2009. 

The mission of the Trust is "To complement the services provided by other institutions for the improvement of the quality of life of the people of our community."

Republic Bank (Guyana) Ltd.
Managing Director: Mr. John N. Alves
PO Box 10440, Promenade Court,
155-156 New Market Street, South Cummingsburg,
Georgetown, GUYANA
Tel: (592) 223 7938/49,
Fax: (592) 227 4523

Republic Bank (Guyana) Limited formerly National Bank of Industry and Commerce Limited (NBIC) has been part of Guyana's landscape for over 17 decades. It is the successor to the British Guiana Bank which commenced operations in 1837. In 1914, British Guiana Bank's operations were sold to the Royal Bank of Canada, which was later acquired by the Government of Guyana in 1984, and vested in the National Bank of Industry and Commerce Ltd. In October 1997, 47.5% of the stocks held by the Government and the National Insurance Scheme was sold to Republic Bank Limited of Trinidad and Tobago, which today holds 51% of the stockholdings of the bank. Republic Bank (Guyana) Limited operates from (12) locations with a staff of (625) as at April 2014, and (36) ATMs at (17) locations. The Bank’s mission is “To provide Personalised, Efficient and Competitively-priced Financial Services and to implement Sound Policies which will redound to the benefit of our Customers, Staff and Shareholders.” It aims to realize its commitment to the economic development of Guyana through continuous innovation  and the use of modern technology driven by its sound leadership and corporate social responsibility. The Bank’s asset base as at September 2013 was approximately US$649.7 million.


First Global Bank Ltd.
President: Mr. Courtney Campbell
2 St Lucia Avenue
Kingston 5, JAMAICA
Tel: (876) 935-1885,
Fax: (876) 754-6784

First Global Bank Limited (FGB), a wholly-owned subsidiary of Grace Kennedy Limited, began operations under its current name in January 2002. It has seven (7) branches in total - four in Kingston, one in Montego Bay, one in Mandeville and one in Ocho Rios. FGB has a clear strategy in being “Jamaica’s Convenient Bank”.  This is driven by technology and customer service.  For example, FGB is the first in the Caribbean to introduce video-teller machines.  The video-teller machine is an interactive video technology that allows a live teller a face-to-face interaction with customers.  The VTM provides technological efficiency but with a human touch.  FGB continues to distinguish itself by providing value-added commercial banking products and services to its customers through its debit and credit card services; online banking facilities; certificates of deposit; chequing and savings accounts; foreign exchange trading and corporate and retail lending. With its head office located in the heart of Jamaica’s business capital, New Kingston, FGB is currently staffed with just over 300 employees and has an asset base of approximately US$454 million as of March 2017. 

Jamaica Money Market Brokers Ltd. (JMMB)
Group Chief Executive Officer: Mr. Keith Duncan
Group Executive Director: Mrs. Donna Duncan-Scott
6 Haughton Terrace, Kingston 10, JAMAICA
Tel: (876) 920 5050/998-JMMB (5662)
Fax: (876) 926-3685

Corporate Profile

Since its inception, the JMMB Group has established itself as one of the leading brokerage houses in the Caribbean. The Group now offers a wide range of investment solutions, banking, money transfer and insurance services across its subsidiaries in Jamaica, Trinidad & Tobago and the Dominican Republic. Known for its pioneering spirit, the JMMB Group has consistently introduced new products and services to its extensive client base of over 220,000 – individual, corporate and institutional. 

Jamaica: The Beginning

The brainchild of the late Joan Duncan, JMMB opened for business in November 1992 as the first Money Market Broker in Jamaica. The vision was to provide great investment opportunities to Jamaicans from all walks of life and companies of all sizes so they could benefit from great returns on safe investments. As Possibility Thinkers, Joan Duncan and cofounder Dr. Noel Lyon, created a company based on love that was committed to serving its clients, team members and shareholders.

Since then, the company has become one of Jamaica’s largest, securities dealers, with several subsidiaries in Jamaica, including: JMMB Securities Ltd, JMMB Insurance Brokers Ltd, JMMB Merchant Bank Ltd, JMMB Money Transfer (formerly Reggae Money Express), and JMMB Fund Managers Ltd. The JMMB Group, inclusive of its subsidiaries, has over four hundred team members, twelve locations and eleven Electronic Transaction Machines (ETMs), offering dual currency options island-wide to ensure convenient access to a wide client base.

JMMB’s formula: Vision + Values + Expertise = Phenomenal Success.

Regional Footprint & Business Line Diversification

In line with its 2025 vision, the JMMB Group began its expansion to other Caribbean markets in 1999, through a successful joint venture establishing Caribbean Money Market Brokers (CMMB) in Trinidad and Barbados. In 2005, as a means of deliberate business line diversification in the region, JMMB acquired 50% shareholding in Intercommercial Bank Ltd. in Trinidad and Tobago; and in 2013 acquired full ownership of that company, providing JMMB with its first commercial bank. Also in Trinidad and Tobago, in late 2012, the company opened JMMB Investments T&T. Through this new entity JMMB in 2014, concluded the transaction to acquire full ownership of AIC Securities Ltd. With the conclusion of this acquisition, JMMB’s portfolio in Trinidad and Tobago was boosted by the inclusion of mutual fund offerings.

While in Jamaica, JMMB in 2012 successfully completed the transaction to acquire the Capital & Credit Financial Group (CCFG). This enabled the expansion of the JMMB Group to include the provision of banking, money transfer and unit trust products to its extensive client base.

JMMB Dominicana opened its doors in 2006 and in October 2007 was officially called JMMB Puesto de Bolsa with a mandate to actively develop the Money Market in one of the largest Spanish- speaking Caribbean islands. The company now boasts two locations in the Dominican Republic; and continues its expansion having recently received regulatory approval for the acquisition of 90% of the shares of Banco Ahorro y Credito Rio (Banco Rio), through its Dominican Republic subsidiary, JMMB Holding Company Limited. Banco Rio is a savings and loans bank, which is licenced to provide: consumer loans, loans to small and medium enterprises SMEs, commercial loans, credit lines, credit cards, cambio service, savings accounts and certificates of deposit.JMMB is listed on the Jamaica, Barbados and Trinidad and Tobago Stock Exchanges.

Corporate Citizenship

JMMB takes its role as a socially responsible corporate citizen seriously and this has been the guiding principle and a part of the company’s DNA, since inception. Hence, structured corporate socially responsible programmes are delivered primarily through the Joan Duncan Foundation, the philanthropic arm of JMMB Group and localised community initiatives executed by team members in the countries in which JMMB operates.

Jamaica National Building Society
General Manager: Mr. Earl W. Jarrett
2-4 Constant Spring Road.
Kingston 10, JAMAICA
Tel: (876) 926 1344-9/926 1600/3
Fax: (876) 968 6596/926 7661

The Jamaica National Building Society, “The Society”, was established in 1874 under the name Westmoreland Building Society. The Society is licensed in Jamaica under the Building Societies Act and the Bank of Jamaica Building Societies) Regulations 1995. It is a mutual organisation owned by its members, and run for their benefit, with all holders of shares (mortgage and saving accounts) having one vote.
The JNBS mission states, “We are a mutual organisation satisfying our members and customers with a competitive range of savings, mortgage loans, financial and other services, directly and through our subsidiaries.” JNBS is the leading building society in Jamaica and the Caribbean, and remains the third largest financial institution in Jamaica in terms of its assets, capital base and savings among local commercial banks, building societies and licensees, under the Financial Institutions Act, for the financial year ended March 2013. The Society provides home loans and savings accounts, and through its subsidiary, JN Money Services Ltd., facilitates international money transfers. The Society has an extensive distribution network, with (1,065) staff members, (38) ATMs, (15) branches, (19) Money Shops and (2) JN Express Teller locations in Jamaica, as well as Overseas Representative Offices in the USA, Canada and the United Kingdom. The parent of a diverse group, “The Society” has a number of subsidiaries, including JN Small Business Loans Ltd., Management Control Systems, JN Money Services Ltd., JN General Insurance Company Ltd., National Building Society of Cayman and JN Fund Managers Ltd., which, at March 31, 2013 had funds under management of US$234.9 million.

The Society’s audited asset base as at March 2013 was US$1.05 billion and the JNBS Group audited asset base was US$1.46 billion.

National Commercial Bank Jamaica Ltd.
Group Managing Director: Mr. Patrick Hylton
32 Trafalgar Road,
PO Box 88, Kingston, JAMAICA,
Tel: (876) 929 9050/89, Fax: (876) 929 8399

The National Commercial Bank Jamaica Limited (NCB) has stood at the centre of the financial services industry in Jamaica for decades. The growth of our organisation dates  as far back as 1837, when the Colonial Bank of London began operations in the bustling port city of Kingston, Jamaica. That same year, the bank issued Jamaica’s firstbank notes, payable in British, Spanish or local currency. As inheritors of that pioneering legacy, through mergers and acquisitions, an institution has emerged that is truly proud to be Jamaican-owned and operated.

Since 1977, as National Commercial Bank Limited, we have continued to meet the needs of individuals, families, entrepreneurs, professionals and companies, while supporting the dreams of generations of Jamaicans everywhere. NCB remains a market leader in the industry, operating primaril based on our three strategic Brand Pillars: Innovation, Expertise and Strength. In 1983, NCB became the first Jamaican bank to have deposits in excess of J$1.0 billion. NCB is also the first Jamaican bank to access a Caribbean Information and Credit Rating Services Limited's (CariCRIS) credit rating indicating NCB's commitment to openness and transparency in its operations across the Caribbean. NCB has made significant contributions to the country by implementing Jamaica’s first and only local credit card (Keycard)
in 1981; the island’s first ‘Drive Thru’ ABM in 2002; the first full service Customer Care Centre in the local financial industry in 2003; the first mobile Point-of-Sale terminal in 2006 and the first online loan and credit card application in 2008.

Our industry remains a rapidly-changing and competitive one, but we aim to be an agile and flexible group of companies that meets all the financial needs of our customers, no matter what stage they may be in their life cycle: NCB Capital Markets Limited, offers securities, stock brokerage, fund and investment management services; NCB Insurance Company provides bank-assurance and pension fund management, ordinary long-term insurance products; NCB (Jamaica) Nominees with registrar services; off-shore banking services via NCB (Cayman) Limited and remittances through NCB Remittance Services (UK) Ltd. As the island’s leading home-grown Bank, NCB is passionate about our corporate social responsibility. The NCB Foundation was established to fulfil this commitment and continues to significantly impact lives, through its focus on education, community development and youth leadership and entrepreneurship. NCB acknowledges our duty to give back to our communities and our people, especially our youths, as we strive to Build a Better Jamaica.


Bank of Montserrat Ltd.
General Manager: Mr. Michael Joseph
Brades Main Road, Brades
P.O. Box 10
Tel # 1 664 491 3843
Fax # 1 664 491 3163

On the 3rd May 1988, following the incorporation as a limited liability company, the Bank of Montserrat Limited opened its doors to the public, as the first indigenous bank of Montserrat.

With a population of approximately 11,000 people, there were three other commercial banks operating on the island at the time but Montserratians were proud to have their own bank and responded positively and enthusiastically, placing their hard earned money in the bank and getting the institution off to an excellent start. Today, the Bank caters not only for a local population of 5,000, but also serves a large overseas client base in the Montserratian Diasporas in London, USA, Canada and several Caribbean islands.

From its humble beginnings as a savings and loans institution, the Bank of Montserrat has flourished into the leading financial institution on the island with a market share of 80% of the commercial banking market.

The Bank has one (1) ATM and a staff compliment of (26).The audited assets of the bank totaled US$70 million as at September 2010.

Saint Lucia

1st National Bank St. Lucia Ltd.
Managing Director: Andy Delmar
#21 Bridge Street, P.O. Box 168, Castries, Saint Lucia
Tel: 1 758 455-7000;
Fax: 1 758 453-1630

1st National Bank St. Lucia Limited continues to be a pioneer in the financial services industry for St. Lucia. The Bank operates in (7) locations across the island and is seen as an innovator in the banking community.

The Bank takes pride in pioneering its corporate social responsibility programs, a cause to which it supports with more than a million dollars in financial support annually. The institution’s culture of caring is demonstrated by its adoption of the Mon-Repos Combined School located in the eastern part of the island, and its financial support of many charitable and developmental causes island wide. The Bank’s community outreach is wide and varied to include sports; specific social transformation initiatives and cultural observances.

Giving back to the communities it serves is high on the Bank’s priorities; the Bank has won the award for Corporate Social Responsibility and Service Excellence for three of the past four years at the St. Lucia Business Awards hosted by the St. Lucia Chamber of Commerce, Industry and Agriculture. In 2011 the Bank also achieved the prestigious award for Human Resource Development, reflecting the importance that the indigenous institution places on relations with all of the people with whom it relates: customers and employees alike.

These awards are indicative of the Bank’s sound and visionary leadership and reinvestment in the St. Lucian community. Testament of the Bank’s contribution can be seen on 1st National Bank Notes, a popular television program aired twice weekly and the publicly distributed newsletter, The Teller. Staying true to its motto “It is Personal. Here for You!” 1st National Bank’s already customer-centric business approach has manifested in the form of a cadre of innovative services intended to maximise customer convenience and satisfaction. In 2015, the bank launched a upgraded its SMART BANKING proposition to the market, ensuring the all St. Lucians can transaction basic banking for a low monthly fee. The proposition includes unlimited transactions at Branch, ATM and other Electronic channels. The Bank prides itself of being the most convenient Bank on the island and expanded its smart product offering to include St. Lucia’s first Banking App. The full suite of smart products and services include Mobile Banking, 1st Online Banking, 1st Debit Card, 1st Cash Point ATM, convenient Saturday banking at all of our sub branches, and 7 day banking at our Bureaux de Change at the George F. L. Charles Airport, all in an effort to meet the needs of 21st century customers, wherever they surface.

1st National Bank St. Lucia Limited has a total of (6) full service branches and (1) Bureau de Change, all strategically located throughout the country. The Bank has a staff complement of (125) and an asset base of USD$195 million as at December 2014.

East Caribbean Financial Holding Company Ltd.
Group Managing Director: Mrs. Esther Browne-Weekes
CAB Representative: Ms. Joanna Charles General
Manager ECFH Corporate Services
Bridge Street, PO Box 1860, Castries, SAINT LUCIA
Tel: (758) 456-6000,
Fax: (758)456-6702

ECFH is a leading financial institution in the ECCU area and the largest in St Lucia. The Group offers a varied number of financial products and services. Over the past thirteen years the Group has been a dominant player in financial services industry and is made up of four subsidiaries comprising two domestic banks, Bank of Saint Lucia Limited and Bank of St Vincent & the Grenadines Ltd; Bank of Saint Lucia International Ltd, the offshore banking subsidiary; and ECFH Global Investment Solutions Ltd which offers capital market and merchant banking services.

As the global economy continues to experience challenging and less predictable times, the ECFH Group remains resilient with assets in excess of EC$3.7 billion and a skilled staff complement of approximately 600 across two countries in the region. ECFH is a solid, reputable company with an unwavering commitment to giving back to the communities in which it operates. ECFH was also recognised by the CAB in 2012, receiving a Diamond Award for its consistent contributions over the years to the development of CAB and its members, and to the banking sector of the Caribbean.

Bank of Saint Lucia Limited (BOSL), the Group’s largest subsidiary, currently operates a total of (5) branches, a special service centre, and an exchange bureau, and has an extensive convenience banking network with (27) ATMs and cash dispensers island wide, Complete Online Banking, Mobile Banking and a broad point-of-Sale network including its wireless service Swipe on the Go. BOSL was awarded the coveted 2014 Best Corporate Citizen by ECCB.

Bank of St Vincent & the Grenadines (BOSVG) operates from (2) locations in Kingstown which includes its Head Office, five sub branches, and the Exchange Bureau at the ET Joshua Airport. The sub branches are located in Georgetown on the Windward side of St Vincent, Barrouallie on the Leeward side, and on the Grenadine Islands of Bequia, Canouan and Union Island. Like BOSL, BOSVG also offers a range of convenience banking services.

Financial Investment and Consultancy Services Ltd.
Managing Director: Ms Wendy Theophilus
#15 Bridge Street, PO Box 1516, Castries
Telephone: (758) 458-8700 and
Providence Commercial Centre, Rodney Bay
Telephone: (758) 458-8740
Facsimile: (758) 453-2303

Financial Investment and Consultancy Services Limited (FICS) was incorporated in November 1991 and opened its doors to the public on February 24, 1992. The company is a non-bank financial entity that is legally authorised to accept deposits from the public. FICS’s operations are governed by the Banking Act of 2008, the Regulations and Guidelines of the Eastern Caribbean Central Bank (ECCB), as well as the ECCB Agreement 1983 and the Companies Act 1996.

FICS Ltd was established by Mr. George Theophilus and Mrs. Lusca Theophilus in 1992 with an initial equity of $140,000 and the company has since grown with a current asset base of $164 million. Presently, FICS operates from (2) branches and has a complement of approximately (32) staff members.

FICS Ltd is a sound, financially strong and technically efficient business that is highly diversified in the financial services it offers to the public, competitive in pricing its financial services, dynamic in its responses to changes in the financial and economic environment, responsive to the social needs and concerns of St Lucians and emphasises the provision of credit and financial services to individuals and corporations.

In October 2013, FICS Ltd activated its subsidiary, Credit and Real Estate Development (CARED) Limited which was incorporated in 2006. CARED Ltd is managed by Mr Nigel Theophilus. FICS Ltd provides a wide range of services including investments, loans and consultancy services and CARED Ltd provides services in real estate development, consumer credit and vehicle loans.

Hermes Bank Ltd. (Associate Member)
General Manager: Mr. Shayne Felicien
1 Bella Rosa Road, Rodney Bay,
BW Box 332, Gros Islet, Saint Lucia, W.I.
Tel.: 1 758 451 2265, Fax: 1 758 723 2265

Hermes Bank was incorporated on the 26th of April 2012 and started operating in June 2013. The bank offers a range of services and products to international customers and those wishing to manage their wealth off shore.

The institution is regulated by the Financial Services Regulatory Authority and is in compliance with the latest global Anti Money Laundering and Terrorism prevention laws. The bank continuously aims to deliver excellent customer service to customers all around the world, while contributing to St. Lucia’s growing financial industry. The financial institution holds the revolutionary vision of becoming the leading international bank operating worldwide.

St. Kitts & Nevis

St. Kitts-Nevis-Anguilla National Bank Ltd.
Chief Executive Officer: Ms. Dawne E Williams
Central Street, P O Box 343, Basseterre, ST. KITTS
Tel: (869) 465 2204 ,
Fax: (869) 465 1050

The St. Kitts-Nevis-Anguilla National Bank Limited (National) was incorporated in 1971 under the Companies Act Chapter 335 and was reregistered under the new Companies Act No. 22 of 1996 in 1999. The Bank is a public liability company with the major shareholder being the Federal Government of St. Kitts and Nevis. The shares are traded on the Eastern Caribbean Securities Market. The Bank, operated in St. Kitts and Nevis, is regulated by the Eastern Caribbean Central Bank and is subject to the provisions of the Banking Act No. 4 of 2004. National has grown in share capital from $50,000 to $135 million capturing 51% of the market share and realising a profit in each year of operation.

In February 1972, this commercial Bank established National Bank Trust Company (St Kitts-Nevis-Anguilla) Limited and in 1973, National Caribbean Insurance Company Limited was incorporated as a wholly owned subsidiary of the Trust Company. In 2001 the Bank established St Kitts and Nevis Mortgage and Investment Company Limited. The Bank, Trust, Insurance and Mortgage Companies comprise the National Bank Group of Companies.

The Bank operates from (4) branches and (1) sub-office and has (23) ATMs. Its (170) employees pursue the group’s mission “To be an efficient, profitable and growth oriented financial group, promoting social and economic development in the national and regional community by providing high quality financial services and products at competitive prices.” As at June 30, 2013, the Bank had an asset base of US$1.049

The Bank of Nevis Ltd
General Manager: Mr. Everette Martin
Address: PO Box 450, Main Street Charlestown, NEVIS
Tel: (869) 469 5564/469 1318
Fax: (869) 469 5798/ 469 1039

The Bank of Nevis Limited is a public company incorporated on August 29, 1985 under the laws of the Federation of Saint Christopher and Nevis. It is licensed to conduct banking activities under the Banking Act of Saint Christopher and Nevis, No. 4 of 2004. The Bank employs (56) staff. It operates from (1) branch with (2) ATMs and aims “To be a profitable and compliant financial institution, proactive in exceeding its stakeholders’ expectations with a committed and empowered team.” In July 1998, the Bank’s offshore activities and operations were transferred into a newly formed subsidiary company, Bank of Nevis International Limited which is licensed to carry on the business of Offshore Banking as contemplated by the Nevis Offshore Banking Ordinance No. 1 of 1996. To date, Bank of Nevis International Limited remains the only offshore bank in the Federation of St. Christopher and Nevis, offering an outstanding opportunity for clients to benefit from the advantages of a jurisdiction which promotes stability and integrity.

The Bank listed its shares on the Eastern Caribbean Securities Exchange (ECSE) in October 2001. It is also a licensed Broker Dealer/ Intermediary of the ECSE thereby allowing the Institution to facilitate the buying and selling of shares listed on the ECSE. The audited consolidated asset base of the Bank was US$169.12 million as at June 30, 2013.

Caribbean Credit Card Corporation Ltd.
General Manager: Mr. Jessel Gadsby
P O Box 993, Bladen Commercial Development,
Basseterre, ST. KITTS
Tel: (869) 466 6517,
Fax: (869) 465 0890

“Caribbean Credit Card Corporation Ltd (4C’s) was incorporated in Antigua and Barbuda in September 1992 and reregistered in St. Kitts & Nevis in January 1994. Commencing commercial activities in July 1994, it conducts card operations under Visa and MasterCard licensing arrangements and processes other Card brands such as Amex and Connex. 4Cs is also the Operator of the Eastern Caribbean Automated House for the processing of Cheques and Electronic Funds Transfers. The Company operates from (1) branch and two alternate sites for Disaster Recovery purposes, is staffed by (36) employees and strives “to be a leading provider of competitive, high-quality, value-added, financial and related services using state of the art technology.” Owned by the indigenous banks in the OECS subregion.

St. Vincent & the Grenadines

Bank of St. Vincent and the Grenadines Ltd.
Managing Director: Derry Williams
CAB Rep: Ms. Nandi Williams, Corporate Secretary
Bedford & Grenville Streets,
PO Box 880, Kingstown, ST. VINCENT AND THE
Tel: (784) 457 1844, Fax: (784) 456 2612

The National Commercial Bank (SVG) Ltd. was established in 1977. In November 2010, the East Caribbean Financial Holding Company Limited acquired 51% of the shares of the bank, and the bank was re-named Bank of St. Vincent and the Grenadines Ltd. The bank, with a staff complement of (156), operates from its main branch at Bedford Street, Kingstown and (6) branches throughout St. Vincent and the Grenadines.

The mission statement of the bank is "To be customerfocused, innovative and efficient. To be the preferred provider of superior financial products and services through caring, professional staff and appropriate technology. To exceed shareholder expectations and be a catalyst for development." The Bank has twelve (12) ATMs and offers Internet banking and International Debit Cards to its customers. Its audited asset base as at December 31, 2010, was US$264.3 million.


De Surinaamsche Bank N.V (Also commercially known as DSB Bank)
President: Mr. Sigmund L.J. Proeve
Henck Arron Street NR 26,
PO Box 1806, Paramaribo, SURINAME
Tel: (597) 471100/ (597) 425720,
Fax: (597) 411750

De Surinaamsche Bank N.V. was founded in 1865 by the Nederlandsche Handel-Maatschappij which later merged with the Twentse Bank to become Algemene Bank Nederland. In 1976 the Government of Suriname bought 10% of the shares while 41% was taken up by private investors and 49% remained with Algemene Bank Nederland; ABN later merged with AMRO Bank to form ABN AMRO Bank N.V. De Surinaamsche bank functioned as the circulation bank for the Government of Suriname until 1957. In July 2001 ABN AMRO Bank N.V. sold its 49% participation in De Surinaamsche Bank to ASSURIA N.V, an insurance company in Suriname. The Bank operates from its head office and (9) branches, has (72) ATMs and is staffed by (431) employees. The Bank's mission is "With deep roots in the Surinamese community, De Surinaamsche Bank is a customer-focused bank that offers the best financial services to consumers, businesses, institutions and governments. This customer focus derives from our core values and is proudly exhibited by our dedicated staff. In all our activities, we seek to add value to Surinamese society in general and to our customers, employees and shareholders in particular.” Its audited asset base exceeded US$1.2 billion as of December 31st 2014.

Chief Executive Officer: Mr.Eblein G Frangie
Dr. Sophie Redmondstraat 59-61
Paramaribo, SURINAME
Tel: (597) 472266
Fax: (597) 422672

Finabank N.V is an Independent Bank operating in Suriname since 1991. The Bank has (3) branches (4th opening in November 2015) and (12) cash-dispensing machines. Finabank ranks among the four largest Banks in Suriname and has a staff compliment of (110) employees. Finabank is 100% privately owned. The board members are private individuals representing the civic and business community. The bank focuses on two major business lines: Retail and Business Banking. The bank’s historical core market is the consumer market, offering retail banking services such as international Visa credit cards, savings and current accounts, personal checking accounts, consumer loans, home mortgage loans, overdraft and internet banking services.

In recent years, the bank has been focusing more intensively on the business market, aiming mainly at the small and medium-sized companies as these are generally considered as being the backbone of Suriname’s economy.

Finabank combines personal service and professional expertise. While the bank aims to exploit its reputation as a “relationship” bank (i.e. close to its customer base), it faces strong competition from other domestic institutions. Fina- Bank client base consists of personal and business customers who value a bank that puts sustainable partnership and tailor made solutions first, to ensure their financial needs are met. Finabank is committed to delivering responsible but innovative banking that is grounded in customer and shareholder value. The bank’s strategy is aimed at building its market position while preserving its business values, its corporate social responsibility, and its transparency. Finabank strives to keep up with the pace of the current progress by continuously educating management and employees. The bank is regulated by the Central Bank of Suriname. The audited assets totaled approximately US$185 million as at June 2015.

Cooperatieve Spaar-en Kredietbank Godo G.A
Chief Executive Officer: Mr. Herman Vijzelman
Keizerstraat 139-143
PO Box 2674, Paramaribo, SURINAME
Tel: (597) 421546,
Fax: (597) 411609

Carlho Wijdh founded the savings and credit union on 10 December, 1971. The business started with (43) members but with three years, the founder realised that the business in the form of the credit union appeared to be somewhat limited in terms of the scope of the business. A campaign was held for the name of the credit union and the choice was Godo, which means honeycomb and with the busy bees working together on the development of their environment.

Godo soon grew strongly in membership and professionalism. Alongside Godo’s growth in membership was the demand for more services. This led its management structure to pursue a transformation process that would see Godo transformed from a Credit Union into a full fledge Cooperative Bank. This important milestone was achieved in 2009. The management structure of the bank deemed this graduation to be meaningful in terms of the Bank’s operations, given that Godo can now participate in the full offering of financial services delivery including ,money transfers, checking accounts and so on. Even more important, is the fact that the Bank is well placed to source larger amounts of financial resources on favorable terms for its members.

Despite these positive developments, the Bank’s basic values have remained the same thereby continuing to embrace the principle of “people helping people”. Membership grew by 11.4% by December 31, 2009. The primary goal of Cooperatieve Spaar-en Kredietbank Godo is to look after the interest of its members by:

  • Granting loans and credits through current account to its members
  • Attracting money, especially savings
  • Conducting all other activities of the bank

Godo has been working together with other local banks such as De Surinaamsche Bank N.V, Hakrinbank N.V and Surichange Bank N.V and is working towards establishing relationships with international organisations and other financial institutions. Audited assets as at December 31, 2009 were US45,201 million.

Handels-Krediet-en Industriebank N.V. (Hakrinbank NV)
Chief Executive Officer: Mr. Jimmy D. Bousaid
Dr. Sophie Redmondstraat 11-13
PO Box 1813, Paramaribo, SURINAME
Tel: (597) 477722,
Fax: (597) 479088

Hakrinbank is a commercial bank established in 1936. The mission statement of the bank is to be ‘A dynamic, innovative bank that provides its clients with a comprehensive range of high quality, customised financial services. Highly skilled employees work together as a team to maximise client’s satisfaction.

The bank and its subsidiaries Nationale Trust & Financierings Maatschappij N.V and Hakrinbank Real Estate offer a broad range of financial products and services and all have a strong presence in both the corporate and consumer market. Our bank is one of the most robust banks in Suriname and is owned by the Government of the Republic of Suriname (51%) and about 1,500 private shareholders owning the other 49%.

Current staffing at the bank’s headquarters and (7) branches amounts to (300). The Bank has 45 ATMs and its audited assets totaled approximately US$693 million as at December 2014.

Surichange Bank N.V.
Managing Director: Mr. Stanley P. Mathura MSc. QT
Dr. Sophie Redmondstraat 71
Paramaribo, SURINAME
Tel: 011 (597) 471261/
Fax: 011 (597) 520740

Surichange Bank N.V. was established in May 1996 and opened its doors to the public on 9th September, 2005. “The Bank’s mission is “To aim at offering tailor-made financial  products. In addition we offer a cohesive package of innovative banking, investment and insurance products. A package, tailored to the current and future demands. In the process we mainly aim at the Suriname market. Foreign payment transactions also include remittances on behalf of our customers in Suriname.”

It serves its clients from its office staffed with (60) employees, through its payment offices, the independent intermediary, the internet and the telephone. Regarding remittances Surichange Bank N.V. is the most experienced bank in Suriname and has an agency-relationship with Suri-Change B.V.–which has (8) branches– in the Netherlands. As at December 2012, it had an audited asset base of US$ 117 million.

Surinaamse Postspaarbank
General Director: Mr. Ginmardo B. Kromosoeto
Knuffelsgracht 10-14
Paramaribo, Suriname
Tel. (597) 472256,
fax (597) 472952

The Surinaamse Postspaarbank in the current setting has been established by law in 1975 and is the only bank in Suriname which is fully guaranteed by the State. For many years its main objective has been to improve the savings behavior of the population, but in the last decade is more and more evolved into the bank of the state itself. Recently, under a new management and recognising the ample business opportunities in the region, the bank has started to diversify into commercial- and corporate banking. With an interesting mix of retail, corporate and public clients the Surinaamse Postspaarbank is a fast growing bank with a huge potential. The bank is currently broadening its scope to the Caribbean region. Invitations for correspondence banking are therefore welcome.

Trinidad and Tobago

Caribbean Centre for Money and Finance (Honorary Member)
Officer-in-Charge: Dr. Dave Seerattan
The University of the West Indies
St Augustine Campus, TRINIDAD & TOBAGO
Tel: (868) 645 1174, 224 3727
Fax: (868) 645 6017
E-Mail: or

The Centre evolved out of the previous Regional Programme of Monetary Studies (RPMS), a programme which was established in 1968 as a partnership between the Central Banks of CARICOM and the Universities of the West Indies and Guyana. In 1995, the activities of this institution was consolidated and centralised as the Caribbean Centre for Monetary Studies. The CCMS built on the solid research foundation of the old RPMS, while enhancing efforts in the area of central bank training.

In May 2008 the Governors of Caribbean central banks that contribute to the funding of the Caribbean Centre for Monetary Studies expanded the Centre’s mandate to include issues in finance, banking and investments. The Centre was renamed and this 40-year old institution was renamed the Caribbean Centre for Money and Finance (CCMF) in recognition of it expanded mandate and the inclusion of new funding principals from private financial institutions in the Caribbean.

The new CCMF aimed to facilitate high quality research in monetary, financial and other issues relevant to the central banks and private enterprises in the regional financial sector. The Centre is once again being restructured to better meet the needs of its major stakeholders. The new Centre will build on the solid research foundation of its past while enhancing efforts in the area of financial stability and serving as the secretariat for the CARICOM Group of Central Bank Governors. This will not only place the CCMF at the centre of the research on monetary, financial and other issues of relevance to central banks and the wider region but would allow it to play a more central role in policy issues in the monetary and financial arena.

First Citizens Bank Ltd.
Group Chief Executive Officer: Ms. Karen Darbasie
CAB Rep: Mrs. Carole Eleuthere-JnMarie
Regional Manager -Eastern Caribbean & Barbados
# 9 Queen's Park East,
Port of Spain, TRINIDAD & TOBAGO
Tel: (868) 624 3178,
Fax: (868) 627 4548/ (868) 623 3393

The First Citizens Group is one of the leading financial services groups in Trinidad and Tobago. It offers a full range of retail, corporate and merchant banking services as well as asset management, trustee and brokerage services. The Group is headquartered in Trinidad and Tobago and First Citizens Bank, which is the largest part of the Group, has an extensive retail branch network in Trinidad and Tobago with a large deployment of ATM and point of sale devices in both islands.

In 2009, First Citizens acquired Caribbean Money Market Brokers Limited (now re-branded as First Citizens Investment Services Limited), the largest full service securities trading Company in the Caribbean with offices in Trinidad and Tobago, Barbados, St, Vincent and St. Lucia. The Group’s growth and expansion continued in August 2012 with the acquisition of Butterfield Bank in Barbados (now called First Citizens Bank [Barbados] Limited). These acquisitions round out the services that the Group offers its customers, both local and regional, making it possible for us to address every financing or investment need of our customer base. They also provide a physical footprint for the Group in the Caribbean region.

The debt ratings of First Citizens have been moved by Moody’s to Baa2 from Baa1. Similarly, the Group’s outlook has been revised to negative from stable, once again in line with that given by Moody’s to Trinidad and Tobago. It should be noted that Moody’s affirmed First Citizens Baa3 baseline credit assessment (BCA), and this is due to First Citizens’ consistent profitability, the large capital base of the Bank, the large size and quality of the Bank’s loan portfolio and the Bank’s history of quality management.

Over the years, the Group has introduced a number of innovations locally including internet banking and mobile banking. It has also been recognised on several occasions for excellence in innovation, communications technology and e-commerce by the local Energy Chamber of Trinidad and Tobago. The Group has also been involved in financing a number of landmark projects across the region and has an asset base of just over TT$34 billion and recorded profit before tax of TT$744.7 million for the last fiscal year ended
September 30 2014.

Intercommercial Bank Ltd. (IBL) (Associate Member)
Managing Director and CEO: Mr. Nigel Romano
DSM Plaza, Old Southern Main Road, Chaguanas
Tel: (868) 665 4425,
Fax: (868) 665-6663

The IBL Group is the strategic alliance of Jamaica Money Market Brokers Limited (JMMB), Jamaica's leading brokerage house and three companies promoted by Steel Magnate Lakshmi N. Mittal.

Our senior management team is a cadre of highly qualified financial executives with vast collective banking experience in Retail, Commercial, Corporate and Investment Banking. Guided by IBL’s core values, our dedicated team of (172) members is committed to deliver tailored financial solutions with professionalism, the highest levels of confidentiality and trust.

We offer a unique customer intimacy focused on understanding the changing needs of our customers. Our Service Centres are strategically located in north, central and south and coming soon to East Trinidad, providing a full range of Personal and Business Banking services under one roof. Currently, IBL provides 24-hour ATM access at its (3) locations and locations are in IBL’s future outlook to bring our sales team, value-added products and services closer to you.

For the Financial year ended March 31st 2012 the IBL Group reported a capital base of TT$98.2 million and audited assets in excess of TT$1.21 million.

IBL Bank…. because I matter

Republic Bank Ltd.
Managing Director: Mr. David Dulal-Whiteway
9-17 Park Street, Port of Spain, TRINIDAD & TOBAGO
Tel: (868) 623 1056,
Fax: (868) 624 1282
Republic Bank Group

Over the course of 178 years, Republic Bank has successfully built a legacy of stability, profitability and collaboration with diverse communities to become the premier financial institution in the markets where it operates and one of the largest in the English-speaking Caribbean.

Headquartered in Trinidad and Tobago, the Bank has successfully pursued a strategy of expansion through acquisition that has served well through the years. Today, the Republic Bank Group employs over (4,150) staff in (14) subsidiaries in Trinidad and Tobago, Grenada, Guyana, the Cayman Islands, and Barbados; has an asset base of USD 9.4 billion (as at September 2014); and offers customers one of the most diverse portfolios of products and services in the market.

Most recently, Republic Bank has expanded its reach to Ghana and Suriname; becoming the first bank based in the English-speaking Caribbean to become a stakeholder on the African continent through the acquisition of a 57% stake in HFC Bank in Ghana.

As the Bank continues its journey of financial growth and development, and teamwork with the community to bring about positive change, it continues to raise the bar for banking locally, regionally and internationally.

Customer Satisfaction

Backed by a total of (41) branches and (127) Automated Banking Machines (ABMs) at (87) locations across the country, Republic Bank operates one of the largest and most extensive banking networks in Trinidad and Tobago.

Our cutting-edge internet and mobile banking allows customers to conduct their business 24/7 from any corner of the world. We proudly offer an extensive range of top-tier financial services; including credit and debit card issuance and processing, leasing, trustee services, mutual fund and investment management and merchant banking.

We have the most experienced and successful Trust and Asset Management Division in the country, with assets totalling USD 4.8 billion. We have kept our focus on creating customer loyalty through positive and memorable experiences, and continue to devise innovative ways to supply solutions to all their financial needs.

Power To Make A Difference

Across the region and here at home, Republic Bank has worked with various Non-Governmental Organisations (NGOs) and Community-based Organisations (CBOs) to empower diverse communities through our sustainable social investment, the Power to Make A Difference (PMAD).

For more than a decade, using the Power to Make A Difference, we have continuously strengthened our resolve to promote self-sufficiency and cultural literacy within young adults, actively forged long-lasting bonds with leaders within national community, and helped bring about a brighter vision for the future for many socially marginalised groups one day, one initiative, one achievement at a time.

Our Power to Make A Difference focuses on three specific

Development of young people through education, sport and arts and culture.

􀀀Poverty alleviation through training programmes for at-risk youth and the provision of facilities for elderly community members

􀀀Helping differently-able persons and groups find their place in the world.

In 2013, International Business Awards presented us with the Stevie Award (Bronze) in the “Best Social Investment Programme in South America” for our Power to Make a Difference video. The award recognises the Power to Make A Difference’s impact in enhancing the lives of several communities and in providing opportunities for at-risk young people.

Beyond the accolades, the real distinction of the Power to Make A Difference comes from the constant inspiration to do more to help build the national community that comes from the stories and successes of those men and women whose lives have been positively changed.

One Brand - Brand Republic

Looking to the future in an increasingly globalised business world, we will continue to seize viable opportunities for growth and development as we engage more markets, communities, and people than ever before.

As we strive to meet the needs of our employees, customers and shareholders in a responsible and caring manner, we are always guided by the belief that we must leave this world a better place than we found it. Through the Power to Make A Difference, we have pledged to build successful and thriving communities in all of the markets we serve.