Chief Credit Officer 🇱🇨

Website 1stnationalbankslu 1st National Bank (St. Lucia) Limited

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1st National Bank, the nation’s preferred  Bank, is in the process of strengthening its Assessment Team. For this purpose, 1st National Bank is seeking a dynamic candidate to fill the position of:

CHIEF CREDIT OFFICER

Job Summary:

The Chief Credit Officer is responsible for the Bank’s credit and investment risk functions and assessment of all credit and investment facilities.

Core Responsibilities:

  • Assessment of credit and investment submissions.
  • Ensure credit turnaround time for lending proposals is in accordance with credit assessment framework guidelines and established service level agreements.
  • Review of processes and opportunities for improvement; portfolio reviews for potential acquisitions
  • Provide timely and accurate reports on Credit Assessment activities to Finance Manager, Managing Director and Board.
  • Credit Risk Review – follow up on actions from credit risk reviews; assist with reporting obligations and provide support in managing the Bank’s Credit Risk portfolio.
  • Ensure awareness of current bank activities; develop/maintain working knowledge of economic and industry factors that influence credit decisions.
  • Risk and Compliance – comply with the Bank’s risk and compliance requirements as per Credit policies and procedures.
  • Policy – contribute to development,
  • Ensure that collection targets are met as per the collection strategy
  • Ensure compliance with ECCB prudential regulations
  • Ensure effective Loan delinquency management
  • Ensure service standards, policies, and procedures with regards to Security items are adhered to.
  • Provide advice on Bank’s pledged Security matters
  • Ensure legal documents accepted on behalf of the Bank have been reviewed for accuracy
  • Provide support regarding training and development of staff
  • Strong leadership qualities as role model to support staff.

Requirements:

  • MSc in Business Management, Banking or Finance or other professional qualification in        Accounting/Finance.
  • Minimum of 10 years’ experience in the Banking industry with at least 5 years management experience in a Lending environment.
  • Familiarity with Project Finance, Corporate Lending, Investments and lending to financial institutions

Desired Skills:

  • Knowledge of Bank’s strategy, policies and procedures
  • Credit Knowledge
  • Team Orientation
  • Disciplined.
  • Attention to Details
  • Strong financial analysis , underwriting, risk assessment and mitigation.
  • Ability to make difficult decisions.
  • Collateral Valuation Assessment skills
  • Problem loans resolution
  • Possess capacity to communicate efficiently, both orally and in writing.
  • Ability to effectively lead and coach persons
  • Effective communicator
  • Multitasker
  • Strong Initiative.
  • .Commitment to results
  • Commitment to results
  • Growth mindset
  • High Integrity
  • Ability to coach and train others effectively.

Persons interested in this exciting opportunity should apply to:

The Human Resource Manager

1st National Bank St. Lucia Limited, P. O. Box 168, Castries

Email address: vacancy@1stnationalbankslu.com 

 

Deadline: August 30th, 2022 |   Only suitable applicants will be acknowledged

 

 

To apply for this job email your details to vacancy@1stnationalbankslu.com

The Caribbean Association of Banks, Inc. is the representative body and recognized voice for banks and other financial institutions in the Caribbean. We seek to influence policies and legislation which impact the sector by advocating on our members’ behalf and participating in the global network of similar institutions.