1^st National Bank, the nation’s preferred  Bank, is in the process of strengthening its Assessment Team. For this purpose, 1^st National Bank is seeking a dynamic candidate to fill the position of:

CHIEF CREDIT OFFICER

Job Summary:

The Chief Credit Officer is responsible for the Bank’s credit and investment risk functions and assessment of all credit and investment facilities.

Core Responsibilities:

• Assessment of credit and investment submissions.
• Ensure credit turnaround time for lending proposals is in accordance with credit assessment framework guidelines and established service level agreements.
• Review of processes and opportunities for improvement; portfolio reviews for potential acquisitions
• Provide timely and accurate reports on Credit Assessment activities to Finance Manager, Managing Director and Board.
• Credit Risk Review – follow up on actions from credit risk reviews; assist with reporting obligations and provide support in managing the Bank’s Credit Risk portfolio.
• Ensure awareness of current bank activities; develop/maintain working knowledge of economic and industry factors that influence credit decisions.
• Risk and Compliance – comply with the Bank’s risk and compliance requirements as per Credit policies and procedures.
• Policy – contribute to development,
• Ensure that collection targets are met as per the collection strategy
• Ensure compliance with ECCB prudential regulations
• Ensure effective Loan delinquency management
• Ensure service standards, policies, and procedures with regards to Security items are adhered to.
• Provide advice on Bank’s pledged Security matters
• Ensure legal documents accepted on behalf of the Bank have been reviewed for accuracy
• Provide support regarding training and development of staff
• Strong leadership qualities as role model to support staff.

Requirements:

• MSc in Business Management, Banking or Finance or other professional qualification in        Accounting/Finance.
• Minimum of 10 years’ experience in the Banking industry with at least 5 years management experience in a Lending environment.
• Familiarity with Project Finance, Corporate Lending, Investments and lending to financial institutions

Desired Skills:

• Knowledge of Bank’s strategy, policies and procedures
• Credit Knowledge
• Team Orientation
• Disciplined.
• Attention to Details
• Strong financial analysis , underwriting, risk assessment and mitigation.
• Ability to make difficult decisions.
• Collateral Valuation Assessment skills
• Problem loans resolution
• Possess capacity to communicate efficiently, both orally and in writing.
• Ability to effectively lead and coach persons
• Effective communicator
• Multitasker
• Strong Initiative.
• .Commitment to results
• Commitment to results
• Growth mindset
• High Integrity
• Ability to coach and train others effectively.

Persons interested in this exciting opportunity should apply to:

The Human Resource Manager

1^st National Bank St. Lucia Limited, P. O. Box 168, Castries

Email address: vacancy@1stnationalbankslu.com 

Deadline: August 30th, 2022 |   Only suitable applicants will be acknowledged